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Insurance Program

Liability, cargo, and workforce protection

LocalMovers.com maintains comprehensive insurance that meets and often exceeds federal requirements. Highlights below are updated as renewals issue and endorsements are filed.

Coverage highlights

Commercial general liability

$2,000,000 aggregate / $1,000,000 per occurrence

Includes premises & operations and products-completed operations coverage.

Auto liability

$1,000,000 combined single limit

Motor carrier and hired/non-owned auto coverage for booked moves.

Cargo insurance

$100,000 per conveyance

Protects customer goods in transit subject to contractual terms.

Workers’ compensation

Statutory in all operating states

Employers’ liability at $1,000,000 each accident / disease.

Documentation requests

Certificate of Insurance Request

Email our compliance desk to obtain the latest ACORD certificate tailored to your organization.

Request COI →

Policy schedules & endorsements

Available upon execution of a mutual NDA. Include the move reference number or RFP ID in your request.

Request schedules →

Upcoming additions

  • Add downloadable PDFs for 2025–2026 policy binders (pending carrier release).
  • Publish COI self-service portal link for enterprise accounts.
  • Embed insurance FAQs tailored to customer and mover audiences.